In the wake of the recent Farepak scandal why not consider joining a local credit union as a safe and secure alternative.
Credit Unions aim to help people take control of their money by encouraging people to save what they can and borrow only what they can afford to pay.
Here in Wigan we are blessed with a local credit union with a growing membership and proven track record. Members can deposit and withdraw cash and after a qualifying period obtain loans with affordable repayment terms, unlike the loan sharks that prey on the vulnerable.
I would encourage residents to look at Unify Credit Union as a real alternative.
For further information contact 01942 701706 or log on to the web at www.unifycu.org